If anyone out there is Glamis land would be so kind to help out a younger first time investor. I am 31yr old with a family of four my wife and I work and have two boys 6&7yrs old, I really want something better for my wife and kids or I guess something that will help us out in the long and short run with buying are first home and and being able to invest and with some return back reinvest into the market. My questions are should I pay a broker or start a etrade,scott trade ect style online account. Index funds, mutual funds or just buying stocks that look promising?????? I would really like to eventually invest into homes to be able to turn over or rent out one day. If anyone has a moment and would like to PM or respond to this post I greatly appreciate your time and help.