SxS insurance

Punchdrunk Monkey

Punchdrunk Monkey

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So who are people using for AZ on-road/off-road insurance? Also for trucks and RV's? I currrently have Gieco for truck/RV. I got a policy for my Speed too. Well unfortunately, teh Speed rolled off my trailer and hit a car. I've been dealing with Gieco for a week or so about it and now I just recieved a letter that they are cancelling me. It's all good when I am paying them money every month, my first ever claim and I get canceled. I am going to have to call them tomorrow and see what happens with the claim.

Now I want to cancel my truck and RV. This is not the type of company I want to do business with.

 
State Farm here also for my rail.

Not surprised they cancelled on you.

I have heard of that happening before.

You have a legit claim, but it is others that go out and wad their stuff up for whatever reason and then file a claim.

I have wadded up my stuff twice now, paid out of pocket for both repairs.

I know the risk of this off road stuff and accept it.

 
State Farm here too. They paid me a fair amount for my Dually as well as my burnt up SXS and toy hauler.

Can you sue?

abc

 
lincster said:
State Farm here also for my rail.

Not surprised they cancelled on you.

I have heard of that happening before.

You have a legit claim, but it is others that go out and wad their stuff up for whatever reason and then file a claim.

I have wadded up my stuff twice now, paid out of pocket for both repairs.

I know the risk of this off road stuff and accept it.
Click to expand...
What you said!the mentality of a lot is o have insurance that’s what it’s for. 
 

off roading damage is on you and the same ones think it’s a badge of honor being on Monday morning boardmanville post. 
 

as for insurance I use State Farm for buggy since it’s plated in az. But worried they will drop ohv eventually. 

 
Last edited by a moderator:
My T/H, M/C & SxS are all insured through Progressive.   Just paid annual TH premium the other day and the rate had decreased.  They also have a 'disappearing deductible'.

 
GIECO has changed, They use to cover with no questions asked and didn't raise rates or cancel.. Just ask Lovely.

State Farm for me.

 
I have GEICO and it was $37/Month full coverage...just went to $48???????

Still though, I don't think that is too bad, my buddy is paying $1,600/Year for his RZR 1000 that is newer than my 2022 can am.

I have mine more for theft, but peace of mind for anything else that could happen.

 
farmers/foremost for 20yrs, home auto rv ohv and boats

there are a few reps that are also enthusiasts so they know how to write policies, many of the storefront reps have no clue or will not write a ohv or boat policy

 
check with the department of insurance in your state... cancelling you because of a single loss is not how they are supposed to do business. I mean it would lower rates, but damn....

 
Ended up going with the Costco company. Have had State Farm, Geico, Farmers, 21st….

When it comes time to make a claim, most treat you like shit, so don’t see the point in paying way more for that.
 
I have State Farm, and a great agent!

He's an off-roader and boater, so he is one of us. 👍🏼

I'll send him the link to this thread...
 
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